Therefore once we tap the potential we have a solid "equity position" without it having to be our own money.

Your cash value would be tapped to pay the benefit. 

I also have a home mortgage with a good amount of equity built up but don’t wanna tap into that unless It gets leveraged correctly.

You could tap into a HELOC if you have existing equity laying around.

Some of us would need to tap our 401k loans as a 3-4 month reserve. 

I’m looking to tap into this industry as well.

So if I ever get to the commercial level, I definitely plan to try and tap him a little bit for some connections if not outright partnership.

Rather than leverage everything to the maximum now, when the market is good, I’m leaving a wide margin of error to make sure I’m ready when the market turns and even better that I have some equity to tap and money in the bank to buy like crazy when prices go down.

Sounds like you have significant equity you can tap into, but hard to provide any insight without knowing all the details. 

The average consumer is tapped out.