So, we got the home appraisal today and the appraiser made it contingent on the following;1-independent GFIs are installed in kitchen, bathrooms and laundry room.

What my friends do is corroborated by the statistics.

Supplement the historical performance with the relevant current and forecast statistics to derive the odds of continued long term appreciation.  

Real Estate Agents as independent contractors are eligible to contribute to a Solo 401K, and invest in real estate. 

To become more financially independent would be sweet!

Here is a list of documents I tend to ask for:Completed ApplicationPhoto ID (Passport or Driver's License or State ID)Most Recent Tax ReturnMost Recent W-2/1099 (If Independent Contractor)3 Most Recent Bank Statement (Showing Maximum Liquid Assets)3 Most Recent Paystubs-Student School Schedule and ID (if applicable)Pet License (if applicable)Pet Vaccinations Records (if applicable)Landlord Reference Letter (if applicable)Proof of Rent Payments (if applicable)CPA Letter (if applicable)If they can't provide sufficient documentation for you to approve them as tenants, then it would be better for you to move on to the next applicant.

Don't allow financing or a finance contingency (it can be a good indication they are selling above market value) 2, Don't allow for your own independent property inspection 3.

That said, this can be mitigated a few ways:- Make sure that you talk to your planned refi lender *before* your purchase, to ensure that you understand their requirements, timelines and appetite for refinance;- Get an appraisal for the future value of the property from either your refi bank or an independent appraiser. 

The independent home inspector I used said it was the best new construction build he's seen in the area. 

Strong appreciation in a given area is the result of all the other factors, not independent of them.