Hello Bigger Pockets Community,My name is Megan, I am a nurse, and I have been listening to the Real Estate Rookie Podcast which led me to Bigger Pockets.

Listen to the Real Estate Rookie podcast, read this beginner's guide and some of the books targeted at beginners, attend webinars and the like.

I do have some tenants on ATM deposit cards.

She asked for a recommendation or two of books for me to "assign" to her, or perhaps a podcast episode to two, to help her learn some basics.For me part, I've listened to probably 30-50 BiggerPockets and BP Rookie podcasts so far, and I'm in the process of reading Multi-Family Millionaire. 

What are creative ways I can afford to get the rehab done in a timely manor without maxing out my credit cards or putting myself in significant debt?

Only vetting is the agility to have a credit card.

Your debt to income ratio is basically how much of your income goes to debt service including credit cards, car loans, real estate loans, student loans etc. 45% is quite high.

Subscribe to the BiggerPockets Money and Rookie Podcasts2.

Immediately put in credit card only.  

If you want to know for sure it has been done, which I believe it has, then send me a PM with the prop address and I will confirm it for you or go to the Marion County Assessors site, click on "on-line mapping", type your address in, and pull up the property card.