The only drawbacks right now is that lenders are not really being as aggressive on ARM products as they used to be. 

You can try and contact some local banks and see what loan products they offer.

My full time profession is marketing and media production (content creation, digital marketing, website design and optimization, sales funnels, etc.)My question is this:Since I have the professional chops to make a killer website, should I create my own site in lieu of the eXp provided site?

Id suggest that since you changed loan products, presumably without the permission of the seller, that you pay to get these items repaired so that you close and do not default on the contract.

Primary residence loans that are not the usual product backed by the government are called "non qualified mortgages" aka non-qm.non-qm providers can be more creative like using bank statements instead of pay stubs, but I can't think of anyone that does not do income verification.

Has anyone used these products?

You know BiggerPockets as the source for all things Real Estate Investing - and we're going to continue to be that source.But we're looking to spread our wings and share related content, too.Things like Personal Finance, Productivity, Business Management - all things you can use to make your business even better. 

(As an aside, there is an interesting over funded insurance product that you borrow from for the rest of your life to attain tax free income.) 

Long term fixed rate loans pose less risks than short term floating or balloon products. 

Going into an offer thinking "I don't know why she would want to" isn't going to be productive.