If your competition is original everything, paint, insulate attic and maybe landscape to attract new tenants and create pride in old tenants.

I misspoke in my first post in that I originally meant waiting to put the tenants on a full year lease. 

Is multi family real estate investment in Birmingham area a good investment.Yes, Birmingham performs similarly if not better than many markets using many metrics, such as cap rate - cash on cash return and has solid ROI.Birmingham also has a lower margin of entry Cash wise to most other markets. 

Originally posted by @David Finley:I have a property that was landlocked and sewage lines crossed families property to the city.

Originally posted by @Bill F.

The winter is coming and will make finding a tenant a bit harder so should I use that time to perform my rehab?

I looked at a single story 4/2 ranch style home with a garage that is currently listed at $89.9k, and was originally listed at $100k.

Originally posted by @Steven A Provanzano:As someone new to real estate investing, I’ve been reading a lot.

Originally she was looking for a company that would be able to meet her needs initially where she puts up the money to lend as well as brings in the borrower and uses said company as the middle man to structure the loan.

Originally posted by @Alex Presnell:Well I can't picture that...arrggghhh.