.- I have a mixed use property with 2 commercial spaces rented for the last 2.5 years and 1 short term rental/residential space I have airbnb'd/lived in part time for the past 2.5 years- I owe about $110,000 and have about $200,000 in equity- My credit is 580 - 620 right now due to being laid off last year and missing a couple of credit card payments.

For example, I set up a syndicate to purchase a 21 + acre tract of land located in a major mixed use development with the intention of holding 3-8 years until we were one of the last sites to be developed.  

I can tell you in columbus submarkets most of the new construction growth is actually not west. most of the zips I added are between gahanna, buckeye lake, and lancaster, and then up north towards Ostrander and mansfield. these are markets that never build and sold 5 homes before until the last few years.

Some people say they "would have saved the last year and a half" if they'd had someone to direct them".

Lastly, #1 is a mirage.

A roof with 5 years left can mean any number of things (it may last 3 years or it may last 8 years).

Lastly I have a 3/2 attached to a 3/1 on 1 meter and I just bill them 50% of the total bill.

Thank you to everyone who responded to my last forum post, it was very informative and helpful!

They waited till the last minute to get an HOA questionaire which on the day before closing caused them to change loan terms.The original rate they agreed on and signed a closing disclosure was a 3.875% rate, and the new 'non warrantable' loan product is at a 5.5% interest rate.

Lastly, they like building relationships.