If a better state for landlord, maybe see if you can find a different insurance coverage and/or if tenant will pay difference in premium to cover, then require high liability in renter’s policy.

I will be glad to share with you the neighborhoods with high rent demand, which are good for investment.

I have a loan broker who can help with 2nd position mortgages and I would only look for properties with high loan balances to avoid that scenario altogether. 

within the next 3 - 6 months duplex /triplex in or around my area although  the funds are week due to a high DTIalthough i have a 740 credit score, some larger purchases/ home improvements ,solar /roof /windows  have led me down the borrow pay later mentality..

Are people still investing is San Diego or have the high interest rates and low cash flow moved investors to other markets?

@Jacqueline Lee, I highly recommend you find a local REIA group to you.  

One of my high school buddies actually house-hacked there back in 2019. 

Super high interest but if you're only talking 30 days or less, shouldn't be too expensive. 

Your taking risk and though it can work allocate more to variable expenses than if you high graded things because overtime they will work out that way. 

Nevada is a great place to invest because it's landlord friendly, low property taxes, tech job growth, population growth, and no state income tax.