I am looking into resources for that inclusive of the Unified Judicial System of PA case searches, etc.

The upset sale and the free and clear sale otherwise known as the judicial sale.  

The home features a large open floor plan with a modern fireplace in the formal living area which is tiled from floor to ceiling.

A tenancy-at-will arrangement occurs when a tenant occupies a property with the landlord's permission without a formal written agreement in place between the two parties. 

This would reduce filing fees and the amount of effort you need to undertake to maintain corporate formalities to retain any protection from those entities. 

I want to use my capital and leverage judiciously to help make the most of it for longer runway. 

It seems to me like it would be more trouble to convert my records from a less formal format, like a simple excel sheet, to a more formal system like QBO later.

@Craig Anderson how did they do formalize it?

One reason why creditors can pierce the veil for a LLC is because the member or members fail to observe corporate formalities.

In essence, this would allow creditors to "pierce the veil" and seek recourse beyond business assets to owners' personal assets.The creditors may be able to establish that the organization is merely an alter ego of the owners.This may be demonstrated by making personal purchases with business assets.Making personal purchases from business accounts such as education expenses or daycare.Receiving deposits to owners SSN instead of the business EIN.Lack of documentation such as 1099-NEC's for amounts paid to contractors by entity.Thinly capitalized organizations.Lack of formal proceedings for some types, such as minutes from meetings or officer selection if a corporation.Personally guaranteeing otherwise nonrecourse loans.Paying personal and business expenses from one account.State laws are generally the relevant guidance in establishing the condition that allow for a disregarding of the division between business and personal assets, much of which can be gleaned from case law.In essence, avoid the commingling of funds.