@Melissa Dinas no utilities do not Need to be on.

Most anyone can turn themselves into an eventual millionaire utilizing that strategy.

How does one typically find out what utilities are normal for a tenant to pay themselves and which a landlord pays and is reimbursed for through rent in each area one is looking in?

Live in one of the bedrooms and rent out the other bedrooms--elderly, college grad students, military folks, visiting nurses or doctors all do well as roommates.I had a friend who did this and got $500 to $750 a month for each of the bedrooms he rented out, plus they split utilities. 

I paid $90k for the house,mortgage: $646 / month, utilities: ~$350-$400 / month,  rent: $1650 / month, and only have 3.5% of the mortgage paid off.I'm well above the 1% rule even WITH me living in the largest bedroom (should've took the smallest bedroom).  

I paid $90k for the house,mortgage: $646 / month, utilities: ~$350-$400 / month, rent: $1650 / month, and only have 3.5% of the mortgage paid off.I'm well above the 1% rule even WITH me living in the largest bedroom (should've took the smallest bedroom).

Here are the specs without getting far into detail.Purchase Price - $265,000Tax Value - $255,00020% Down Payment - $53,00020 YR MortgageAll Tenants pay utilities.

Also, I’ve heard in Phoenix, tenant can pay utilities.

@Marisa RoweHave tenants responsible for all utility bills especially in sfh.  

You are negative cash flow and that is without any vacancies, repairs, capital improvements and utilities.