When interest rates tick up they do not exclusively apply to just U.S. consumers, they hit across the board, most of important of which is the #1 borrower in the world good Ole Uncle Sam.

It's a typical exclusion provided by code.

Keep in mind if you move out of your primary and turn it into a rental, you have exactly 3 years from that time to sell and get the section 121 capital gains exclusion (up to $500k profit if married and pay $0 in taxes) which is a major consideration.

But at least I was straight-forward with her right up front, it's fair to the agent and easier for you (ultimately)....I had an agent, tell me they had a buyer for my property and if I signed with them on a 6 month exclusive contract, they could sell the property in a week.

I am also the host of the REV Multifamily Meetup, the largest monthly gathering focused exclusively on multifamily investing in the state of AZ with our last event actually happening on Nov 30 in Tempe.

You also want to be able to switch coverage on the fly between a property being vacant, occupied or under renovation as sometimes you might experience a longer vacancy than expected during a turn or have to do a more major renovation after many years.Also, all "personal" policies and "personal umbrella" policies have what is called a "Total Pollution Exclusion."

The key is exclusion and keeping populations low with bait stations so you never have the issues again.

Many people don't realize that there are 2 types of title insurance policies: 1 only protects the lender - so as soon as the loan is paid off and the mortgage is realesed the owner cannot make a claim on the insurance policy; 1 protects the owner's title so the owner can make a claim on the insurance policy anytime anyone tries to assert interest in the propertyPlease Note - just like any insurance policy, there are "exclusions" or things the policy will not protect against.

Jeff,I'm not convinced BP can be used exclusively for learning all the real estate investing strategies in detail.

A little background about why I would ask such a broad question -My husband and I travel exclusively for work - we could be away from home for a week or four months depending on the contract.