Credit Scores - I've never seen this addressed in relation to homelessness, but how will people that are on the streets due to job loss, etc. be able to rent again if their credit scores have plummeted? 

I'm working with a net operating loss for my rentals this year, so putting the deduction in Sch E doesn't seem right because the home office should not offset ordinary income. 

That can include some attempts of loss mitigation ideas like DIL or Sale (short?)

Beyond that, I'm at a loss to guide you any further without this becoming an instructive course and you aren't going to get (worthwhile) free training there. 

I agree loss of the entire deposit is unjustified.  

My first purchase was a condo back in 2007, after everything crashed we had to sell at an extreme loss and just finished licking our wounds.

Ask for their loss & mitigation dept maybe?  

However, the flat roof has been leaking for 6-12 months and the apartment is a loss.  

I deal with these issues alot. loss of job =chance to buy coverage from any of the insurance companies. there are alternatives to that such as religious based alternatives which are actually affordable. look up ACA alternatives and you should be able to find them.

Vacancy: not sure what to put hereThis is what I'm not sure of with my 1st year ratios:Cap rate: 13.04% (I divided the purchase price by NOI) Now of course my NOI didn't factor in vacancy loss because I wasn't sure how to do that.GRM: 5.51 (I divided the purchase price by the GSI)Return on Equity(yr 1): 36%COC: 70% (isn't this rather high?)