Take into account elements like diversity, tax advantages, cash flow, and potential for appreciation.Determine Your Risk Tolerance: Investing in real estate entails some risks, such as shifting market conditions, vacant properties, and unforeseen costs.

I don't have any debt at all, I have a 778 credit score, and I have about $35,000 in liquid.

do you both have good credit scores? 

Call your accountant, 

And I know some accountants that use this as a rule of thumb.  

Issue #3,985 to run past the accountant and/ or attorney.

The main difference is the terms, DSCR terms are 15 and 30 years fixed and 30 and 40-year interest only options, there is more leniency as to Minimum Credit scores, Vacant units, and DSCR coverage.

Hey @Crystal Kennedy, To help you in your search: be sure to find an accountant that is willing to grow with you, and is not too high priced fee wise.

Even then make sure you do a background check, credit score, and put them on a legit lease.

Does anyone have any experience or recommendations for non recourse lenders that will cross collateralize loans for properties in a retirement account?