While I obviously have basic coverage on all 3 properties, I am concerned that if something happens - I may be at risk personally.

Alternatively, with the seller's market that we're in, I'm sure many people would jump on this deal, but these are just my two cents, certainly not my comprehensive breakdown.

Rate offered was 4.625%The first quote was $3,300 in lender closing costs detail below.Processing /Admin $592Underwriting $350GA fee $10Appraisal $470Tax service $66Lenders coverage $220Title services fee $500Owners Coverage $645Recording $86State transfer tax $360None of the above includes interest or funding escrow accounts.  

My insurance agent suggested it would be better to move the property back to my name and get coverage for higher amount. 

Looking to put a comprehensive package together to present to buyers of wholesale deals.As a buyer what makes an attractive package for you?

@Morry Eghbal Just to clarify, the great criteria coverage is not mine but from Mike H who shared it on a previous thread.

It would be my impression that if the folks are paying either out of pocket, or using private insurance (either a very generous comprehensive plan or specifically a long term care add on or plan) I would think you would be in the clear. 

Some insurance carriers will look at the claims history and may request verification repairs have been adequately made prior to offering coverage and as you are apparently finding out, some will even choose to rate you for the history of the previous owner. 

-Property and casualty Insurance for the property itself insures you for things like fire and storm damage (this doesn't really have anything to do with getting sued, but is obviously important)-Maximize your liability coverage on your homeowners policy (liability coverage insures you against wrongful death, injury, or scarring of someone on your property).

Most E&O Policies do not provide coverage for an agent selling their own investment property, and your property must be owner occupied to be covered.