If loans are going concurrently then both lenders will require a  Letter of Explanation for Credit Inquires for the purpose of determining if your credit inquiries will result in you borrowing money.

Find the owner, write them a letter, and see if they're willing to start a conversation.

I also need to show proof of funds or have a preapproval letter.

I actually think you could of evicted them for not participating in the program they have to provide a letter to you within like 2 weeks saying why they need relief.

In late 2018 this property owner's management agreement with us ended and he began working with a competitor.I got a letter from the Division of Real Estate yesterday.

If they leave and you send them a disposition letter and they don't argue it etc yes it would be your money at that point.  

Trying to find the best rates I can.My logic for asking these questions is to talk to someone who can tell me what I am able to afford: get a pre-approval letter.

It’s not uncommon for stucco to crack a little, especially if stucco is added on top of something else like wood or block. 

Intend to give tenants 6 months, more than required.(1) just informing tenants NOT renewing by a letter good enough, legally speaking?

I'd understand them, but NOT share them with your resident because, for the smart ones, it provides a nice map on how to cheat the system. https://www.hud.gov/sites/dfil...When we have a resident provide us evidence for an emotional support animal that does not meet the HUD guidelines, we simply provide them a letter that the information they provided does not meet those guidelines and encourage them to talk to their healthcare professional for more information.