If you have a high credit score to begin with that's unlikely to be the reason to get declined, especially if you explain the strategy to the loan officer who will bring the loan proposal to committee (and even more especially if you note you will use the refinance to pay off the credit card).

@Sander SteenackerNot missing anything.

I am having a hard time coming up with a proposal for this and what percentage of deal would make sense to both parties.

But it’s the same thing you’re proposing. 

You can also vote on proposals and other things that are to happen to that property you invested in.

A proposed change to the Illinois Constitution would effectively transfer power over taxpayer money to government worker unions.

This evaluation will show that the return on your proposal is horrendous.Some items about owning residential RE: 1) even with a PM, it is not passive. 

Since I already have a written proposal that I’ve recently sent out to a few people in my network, I will include it below in favor of rewriting the same information twice.

That's a pretty attractive proposal compared to:"I want to buy your house.

Duplexes are very common - live in one side and rent out the other - but many people start with quads, so what you're proposing isn't out of the ordinary.Second, there's househacking, and then there's househacking.