He was house trained and aSweetie pie.They gave me some some bogus letter that you can buy from the inter-webs for 75 dollars.

So I spent an additional $10k on web site redesign and SEO, and the results have been incredible.  

By formally, I mean web research, calls with Sales, product demos, and free trial evaluations.

After reading several post on the subject I'm still a little confused, please help.When buying property's from web base auction houses like HUBZU, they offer to split closing cost and they purchase title insurance for buyer, this saves said buyer money.

Think of "ownership rights to a piece of property".Title policy / insurance is a way to ensure the property is free and clear of any liens.You may want to search google (or whatever your favorite search engine is) and you will find a ton of information on this.This is a link to an attorney web site with an explanation.

The best tax pros will uncover tax reduction opportunities the "web" doesn't know about and will help you avoid pitfalls created by web tax info that's incomplete.  

Check the web before opening your check book. 

Do you know what the web addresses of the municipal tax assessors in Hudson and Bergen where I can possibly find information on the tax records online.Thanks

I see from your profile that you're a branding web-designer.

If it has been awhile since you bought the property, then you can go onto the City's web site and look at the assessed value.