If you elect to classify your entity or if the IRS elects to classify your entity as a "dealer" then you will lose some of the major benefits of non-dealer status (real estate as a capital gain or loss, depreciation, installment sales, and 1031 Like Kind Exchanges).

That's equivalent to having a few properties and having something horrible happen (like the poster who bought the duplex, discovered a drug dealer lived above her, ended up living in her car because she was so afraid to go in, and spent thousands of dollars getting rid of the guy).

Well, as a park owner and a lonnie dealer, I do not allow non owner occupied units either.

I did get one from a mortgage company and sold it to a Lonnie Dealer to rehab & sell.

Google "Lonnie Dealers" for some ideas on how to do this.Good Luck!

But, I love them all, someday it will sink in......I'd hope....for most not....poor kids and the wheeler dealers !

Same deal, miserable experience with a loan that drug on for years, even after I had refinanced.

Maybe NY park renters don't drink or do drugs or have brawls at night.  

Driving around, it is still pretty rough through there (murders, shootings, and drug deals are not uncommon).  

When I sold them (I'm carrying the financing on all of them), I used a MLO, who also is a Manufactured Home dealer to work up the note and transact the sale.