I can use that in a pinch and also could tap it if a deal pops up that I want to take down that I wasn't capitalized to go after.

If you can pull off a seller financed deal, remember to structure your note with the intention to be negotiating at least one more time later, perhaps when the seller/note holder wants to tap the money well (or his heirs).

I have a decent amount of home equity on my primary residence that I'd like to tap into for down payments on some rental properties.  1)  Is there an advantage to refinancing with a cash out option or doing a home equity loan?  

So if I ever get to the commercial level, I definitely plan to try and tap him a little bit for some connections if not outright partnership.

Some of us would need to tap our 401k loans as a 3-4 month reserve. 

Rather than leverage everything to the maximum now, when the market is good, I’m leaving a wide margin of error to make sure I’m ready when the market turns and even better that I have some equity to tap and money in the bank to buy like crazy when prices go down.

I also have a home mortgage with a good amount of equity built up but don’t wanna tap into that unless It gets leveraged correctly.

I’m looking to tap into this industry as well.

You could tap into a HELOC if you have existing equity laying around.

The average consumer is tapped out.