The only thing is they have a young son who was sliding around on the floors at the time that they were signing the applications. 

so it seems I ought to get a little something out of this one;Like at least ten "you da man Bill"s on posts I make in the future and an agreement that I not be harrassed in the future, so if you can stomach the pain that goes with that, I'll tell you how to accomplsih what you want....

However; our son does all the conceptual drawings and plans, THEN we take them to our licensed structural engineer, and a licensed architect to finalize for submitting for plans.

Plus tax benefits will give you some extra juice, up to the mid 20's on ROI.

My mother is planning to retire, and depsite having a CPA daughter and son-in-law, she still believes she knows best when it comes to finances.So, I am posting this so that perhaps, in your own words, you would be kind enough to share your thoughts whether this is a good or bad idea:She plans to cash out her entire 401k ($12k) and use it to pay off her credit cards so she can retire debt free.Additional background info - she has no other investments.

Freedom and the ability to raise my sons on my terms.

Great name btw - I named my son Victor. 

She shared a story about her son in law getting sick and the fact that they were able to move 6 hours away to be with their daughter during that rough time.

As Winter 2005, 2006, and 2007 passed the 2nd duplex began to look more and more like the set of Sanford and Son.

I am not a Vet, although i have family that has served .. and my Step son in law seved in Iraq and lives in Inverness..