Although they were credible they would take you through success stories and tutorials of previous students who had scored big from using their services.

I have been using both of the above for various things the last few years during my day job and plan to use one for my personal business as well.You do not need to be "an agent" to use a service like this... even my doctors office uses docusign for new patient signup.

In order to qualify for va loan on a multifamily, you must have 6 months cash reserves totaling your PITI, also must have prior experience managing rental units or other background including both property maintenance and rentals.

@Chris Hodge depending on where you live, there are actually companies/services that will take care of getting the information for you.

Your example is 101,750 a year cash flow over the 20 year period you mentioned....and as I noted you are basically eating your principal all that time and have little left when you sell at that point....NNN leases are out.From your example:"$2,035,000 Accumulated Cash Flow (NOI)If you put that same "seed" money into the stock market...or almost any other investment, that money is "parked" there the same way.However, if you used that same $2M as a 20% DP on a NNN worth $10M, with a minimum of a 6 CAP (I know, you want higher, I just focusing on the minimum you want) you would have a debt service of around $560k/year...which would get you your $30k.  

Are there any good tips on how to better estimate reserve costs for new apartments?

Some are not due to HOA reserves and restrictions.  

Make sure you have enough of a reserve to account for unexpected expenses such as vacancy and major repairs.

If you have an understanding of real estate and think you can get better results growing your retirement savings in that asset class, then a self-directed IRA or Solo 401(k) is a means to do that.All investments are made in the name of the plan, all expenses come from the plan, and all return accrues to the plan.There are several different plan types and service models available.  

Their customer service/responsiveness during setup was a little lacking, but it's been smooth sailing since.