This story is HUGE but I'll try to keep it brief.June 2019 a woman signs a 12 month contract that says she must get electric and gas in her own name prior to move it and no one except her can occupy the unit (she breaks all 3 of those)Unknown to me - the man now squatting moves in with the former tenantJuly 20, 2020 she suddenly has a huge amount of cash and pays over 5 months back rent - never pays rent again after this dayJuly 23, 2020 booked for a crimeFeb 2020 person moves into cabin next door and somehow put wrong cabin electric meter in their nameNov, 2020 she's jailedMay 2021 my dad arrives and slowly starts realizing the scope of the problemJuly 2, 2021 I arriveJuly we get Real Estate One to be property managers starting Aug 1, REO agent meets with 2 current tenants and gets them on new contracts, REO makes a deal with squatter, he agrees, he never shows up to the REO officeAug 9 post 7 day notice due to non paymentAug 16 court house says can't because COVID, try 30 day notice to quit - post thatAug 17 hand 30 day notice to quit to squatter (had to bang on his door at 7:15a to catch him as he'd been hiding from me for 2 weeks)Aug 19 figure out squatter's cable is in the name of jailed tenant's daughter who lives 2 counties away with her legal guardian (yet Spectrum refuses to cancel service)Aug 20 figure out the electric meter mix up. next door unit moved out in June yet was still be charged electric. why?

It is a owner occupied.

It is a owner occupied.

2 different issues….1) proper notice prior to the first of the month in order to be enforceable2) of course the tenant has to pay rent for the time they occupy the property, it’s a ridiculous question…..even for the 15 days if they move out early as They would have been required to give proper notice. 

Only the side that you occupy counts as your Primary, and the other side counts as your tenant's primary, so you can't rent the other side on Airbnb. 

Avoiding capital gains is an exclusion the IRS gives owner-occupants and if you occupy a property and then move out you eventually lose that exclusion.   

@David Mo I will also send you a DM as I’m in MKE looking for a duplex to owner occupy this winter!

Also, you have the UFMIF (upfront mortgage insurance fee or something...).Just remember that you need to be owner-occupied for the high ltv.Also, the interest rates are usually dependent upon your credit scores. 

Hi All,I am beginning the process of looking for a multifamily property (up to 4 units) as an owner-occupied property.

If they are two separate properties, you can’t use fha fir both, as you can’t owner occupy two properties.