Anyone else have any insight on if there is any restricted zones beyond the standard yucca valley STR permit ?

Almost impossible to follow the law and the damages are extreme if it ever goes that far.You might want to check it out in your state.The basic issue was in the old days before this law change, standard was $5000-$10,000 down for $100,000-$150,000 house. 

Those terms look pretty standard for HM loan.For your refinance, I don't care what your HM terms are.

@Phil Acnodnem1) that’s up to you, assuming the house condition is good enough to finance2)not sure how your assessment valuations work there...here it’s based on market comps, not what you actually paid for it3) makes no difference4) you need a title company or attorney to give you a standard purchase agreement, for the two of you to sign.  

He literally said that the contract was a standard Trec contract and unless i had specific questions there's nothing to say.... 

I do standard rentals with the option to buy using three contractsRental agreementOption agreementOffer to purchaseI have a new eviction attorney who is wanting to combine all three contract into one.Is this fairly common?

If you remain living in your current primary, then you will need a standard investment loan, which requires more down.  

With 2-4 units, if you don't have a huge portfolio or if you have a good PM it isn't unreasonable to have a tenant lined up to move in the day after your existing tenant moves out.PM: Instead of using a market standard like 10%, I'd get with a PM company and have them estimate a property that is similar to what you are looking to buy.

I'm giving them some time to address the issues appropriately, but need to be prepared if they can't continue cleaning to my standards and the standards of my guests.

If not, the damages will not be covered by the standard home insurance policy.