You're trying to cheat and just making life that much harder for those of us who play by the rules.

But after that, I think there will be a slow but steady improvement in the overall housing market as foreclosures eventually return to normal again.Simple economics should come into play eventually.

I don't take too many pictures and the ones I have are like 5 years old and of me playing baseball.

You won't even have a large sum of money to play with for DP's on new properties if you OF.

Since the bail-out and guarantee from our beloved government - the banks are not willing to play ball anymore.Those were the good old days.

So, its no worse than a regular W2 job.What is worse is that because you're self-employed, you have to play both halves of the Social Security taxes.

Ideally he should refinance into a lower rater with approximately the same number of years on the loan.

I called a plumber that I deal with a lot and he said he would do the job for $170, which I thought was a fair price.

Also when do home inspections come into play?

I love playing the what If game.