Is this something that's in lieu f a lease with the landlord, or a supplement?

At first, this seemed like a good way to supplement my 401k and pension for retirement.

There are so many degrees out there that are too generic and do not remotely guarantee a job after school.

It seems so generic but it's so true.

If you are hard working it can initially supplement your income.

Is it just some generic/not very accurate number?  

After spending lots of time reading many posts here on BP regarding insurance, I've decided to go with an additional Commercial Liability policy to supplement the landlord policies to cover both properties.Since the liability insurance is with a different carrier different than the landlord policies I was told I will have to remove the liability insurance from the homeowners policies so the new commercial policy (3 million) will cover any liability.In general, am I giving up any liability coverage from the landlord policy that may not be covered by the commercial liability policy when I terminate that coverage?

Also there are several calculators online you can use at most big banks to see generic what payment would be or what you afford.

We are estimating and hoping for a appraisal of around $130k after everything is completed when we go to refinance again.Like I said when i started this thread my goal is to get into rental properties to help supplement our income.

(it is on a 15 year mortgage with 12 years remaining) I am leaving the Army after 12 years, in Jan of 2017, and don't want to supplement that property anymore.