Currently all of my investments are in the stock market but I plan on buying some RE in the next 6 months or so.If anyone has advice to do these events in a different order to achieve my goal, I’m happy to read what you have to say.

So mortgage number 1 (cash out refinance) will occur this year, then possibly 2 or 3 more mortgages in early 2022.

Payments that you make normally fall into one of 3 buckets100% of the payment can be factored in somewhere on the returnPartial payment can be factored somewhere on the return0% of the payment can be factored in somewhere on the returnHouse-hacking also has considerable tax implications in the event that you want to sell this property.You can potentially defer a portion or all of the gain on the investment property with 1031 exclusion.You can potentially exclude a portion or all of the gain on the personal residence with section 121 exclusion

But we’re not sure if we should start it now or wait till the big events happen first.

This will be boot/a taxable event, but I am trying to make sure that doesn’t ruin the whole exchange and that she can still proceed with an exchange with the remainder of the proceeds.

It's short notice, but there's an event happening tonight in FTW that you might want to consider attending.

Though, even through house hacking, not having any capital cushioning me in the event I have a room(s) go vacant for too long makes me extremely uncomfortable, and I'd rather just wait until I'm able to invest without so much risk rather than getting in over my head and setting myself back with even MORE debt.     

No seller is going to want to empty their building in the event you don’t actually close.  

It's basically a giant social event with all walks of life, and likely any type of RE investor or pro you may need.

Now it goes from being an 'Act of God' to negligence in the event the tree causes damage.