My biz partners and I found a house on the MLS and used an agent to make a cash offer, which was accepted and we paid 3% commission.  I don't mean any disrespect to agents, but we can't help but feel like the 3% was o...

The NEVER lock the common entrance door despite numerous requests and a sticky note left on the garage door opener that they do so.2.)

I am upgrading to 200 amps and adding a third box for the common areas are required by Philadelphia code. 

It sounds like we have much in common (no kids, debt, and work/life philosophy, etc.) 

Matt,As you posted it looks like scientists are pretty confident of a big El Nino storm coming for California this 2015-2016 winter.But raising deductibles on common property insurance is not going to cover for flood related damages.  

We all shared a common fridge but could purchase small mini fridge to put in our rooms.

Based on political climates IDK if that ever will be resolved in a responsible common sense way.

For example, you could process the purchase as a tenancy-in-common, or you could pool your self-directed IRA and personal funds into an LLC and then have the LLC purchase the property. 

I have my local hardware rekey locks and they charge $5 for that and about $2 per key.I change common door locks and unit locks every time I change a tenant, and I get new locks or have them rekeyed to a different key that I have never used before, just in case one tenant someday happens to try a lock with an old key...

Go talk to the town - zoning, building, and health departments.