But your opinion on the working class is no better.

"Took a deferment" is not a protected class like "race" or "religion" or "gender." 

These are B class neighborhoods where the crime is low, schools are decent, and there are strong rental rates.

I'm interested in Class A or B properties. 

For myself:Units owned - 8 consists of 4 A-class SFH's I manage myself, 4 B-class apartment units professionally managed.Rent status as of 3/31/2020 - 2/4 SFH's paid, 0/4 apartment units paid so far.

Of course this depends on the tenant and the property class.

 Originally posted by @Trent Stone: In a D class neighborhood,  I wanted  to see how the numbers look .

Question:From a numbers and practicality standpoint, am I better off to upgrade my personal residence so I can house hack, or take that same cash and put it towards an entry level B or C class rental home?

Goal: Buy a class A or B multifamily for my family and my extended family while trying to reduce housing costs and build equity in NJ/NY area using a VA loan.Requirements / Wish List1. 2-3 bed room unit for my own family2. 1-2 unit for my extended familiy3. an extra unit for rental income4.

Its likely accurate to assume the hardest hit by Covid-19 (economically speaking) is the low income or lower middle class workers in the service sector.