These days, you’ll even find better returns in bonds.

Consider cutting your teeth in a medium sized town (>10,000 ppl) with very few STR options. 

This is really not an accurate description of DSCR Loans - these are not really originated by Banks to be held on Banks' balance sheets - they are almost always going to be from Private Lenders and sold into Non-QM Securitizations (securitized into Mortgage Bonds). 

These include: Transactions involving non-real estate assets such as inventory, stocks and bonds, notes or loans, or certificates of trust usually do not qualify for a tax-deferred exchange.

It was almost like pulling teeth to get them to start the eviction process after two months of nonpayment.

The mortgage originator did do a nice job of getting things moving fast but since him, i've been pulling teeth.

@Matt SchultzeFirst question should be is he licensed and bonded.

How can they avoid paying taxes for removing/cashing out the money from stocks, bonds, and savings because they are loaning it?

Lie through their teeth until they get a sale.

We are fully licensed and bonded in Texas, offer a great online presence for both investor & buyer and have Spanish speaking Customer Services Reps available for buyers if that fits your needs.PM me if you would like additional information.