Also both authors are active BP members and were guests on previous BP podcasts

Now whether the authorities get involved further is a different matter.

It's not going to be a creative financing class but what it will teach is the use of assets which is what creative financing is based on.As to difficulty, it's a class usually offered at the 2nd year of undergraduate work in college.

Hi Kevin, What kind of asset class are you going after?

If you can invest your assets somewhere else for a greater return, do that and use the proceeds to take real vacations.

Wholley depreciating asset!

If you buy well you can leverage assets that have a lot of value and will pay for themselves.If you want big time cash flow that will probably be many years out if you have fixed rate financing and rents appreciate a bit.

/ipad app to track asset management of appliances, roofs and heat and air on single family rental homes.

It is up to the seller, and if you have a Realtor who understands what your wanting to accomplish they can be a huge asset to you in finding these deals.

Another option is to get a second mortgage taking the first down below 20%, the payment on that loan could be less than the PMI, you'd probably need private money, if you have other assets another bank might work with you. :)