The main challenge I observed is that individuals often lack a clear end goal or strategy or they select a market that doesn't align with it.

But short term an auto loan will only take away from your income/ability to afford a mortgage.Most lenders will allow for a credit score as low as 580 for FHA and 640 for conventional loans.

Anyone specialize in aiding high net worth individuals to exponentially increase their worth using real estate?

They finally gave a longer reinstatement letter that allowed us to schedule and finish the closing.

For example; the number of beds allowed in a home type or zone district, or a certain land use in a zone district.

Forced Apperception (BRRRR or buying at a discount) allows me to build in equity from the beginning of the investment in case I need to fire sale the property for an unforeseeable reason. 

There are non-conventional programs that will allow on an exception basis but not ever one can qualify or will even know about those programs.  

@Mounish ThatikondaThree beds and one bath is less desirable than having 2 bathrooms or even a half bath. 3/1 can make some of the best purchases because they are functionally obsolete and may get passed up by many buyers allowing you to get a better price.

Applying through Zillow’s rent manager offers the benefit of a one-time $35 fee, allowing applicants to apply to various Zillow properties without additional charges.

A majority of the apartment complexes near downtown wont allow short term rentals so be sure to check their HOA.