I always wonder how/why people find ancient threads and decide to reply to them . . .

I know I'll get "beat up" here on BP for even suggesting paying everything off :) but I'm at the point where I'm ready to stop scaling (for now) and have everything paid off.I'm really struggling to find an Avalanche Debt Payoff Calculator for mortgages.Everything I find is just for general consumer debt. 

My suggestion would be: DO NOT get bogged down in the numbers of some magic ratio. 

I  would always suggest a Mentor and top notch Realtor with construction experience or contractor with Real Estate knowledge Mentor Never read a book on my skills. 

If you all have any suggestions or ideas I am up for the challenge. 

Any and all advice or suggestions are welcome. 

Most investors are doing LLCs from my experience... but that doesnt mean you have to. there are some liability protections with LLC, along with a little anonymity if set up right. but also some added costs. one suggestion here is just whatever you decide, stick to it. some counties will see a transfer between personal/ LLC or vice a versa as a 'sale' and trigger property tax reassessment.  

When you mention over-leveraging, are you suggesting I should be using private money instead of hard money?

Seeking help/advice for what the title suggest.

I'd suggest not even trusting what is on their website.