DSCR will not allow for owner-occupancy, and also will require much larger down payments.

At some point you need a new roof, plumbing, windows, HVAC, etc - setting aside 5% of rent may cover a new water heater, but very few components of a house last more than 50 years.It's 2024: books written in 2015 or 2018 are based on the market conditions in year 5 years before they were written.

Typically the terms on these loans are 3-5 years and require at least 50% down

Is notice in a legal organ the only requirement?

The Second DCA also specifically noted that a claim for invasion of privacy—intrusion upon seclusion—does not require the publication or distribution of photos or videos to a third party.

However, is sounds like those either require previous build experience, or else no experience but they'll only fund about 65% of the construction costs.

Examining variables like rental demand, vacancy rates, property prices, and economic indicators, however, requires in-depth market research.

I would suggest to meticulously research the area in regards to the class of neighborhoods, school ratings, crime rates and demographics as some areas cash flow well but require more "management" due to the class of the neighborhoods.

You can however use a True Bank Portfolio program which only requires 15% down even up to 4 units.

NO matter what you decide, all real estate investing requires you to do very good due diligence.