I would not give him options I would simply tell him either he can not have a pet based on a no pet policy or allow the pet and charge a fee.

I know that policy only pays out the depreciated value up to a certain amount, which is why I think replacement value is better.

Everything he said except for real estate advice.)She also gives more wise advise: Build up reserves or safety net. 

@Barbara Goodwin...Yes, get an Owners Title Policy for protection.

She would of course forfeit her security deposit.2) Attempt to enforce my lease policies.

I don't want a loan on my credit report because I know that can affect my debt to income ratio when I go to qualify for the VA loan but on the other hand I don't know how much money I'll need to close the deal and I want to have a safety net.

My wife concerns the privacy and safety.

If you work with a broker, call them and ask what their policy is.

I am a north park native and can vouch for the quality and safety of the neighborhood. 

My team has 6 multifamily buildings for which we're considering new insurance policies.