You maintenance projections are a little low because while the routine stuff is basic when you have to replace the furnace, the roof, it is going to raise your overall cost up a bit.  

I am just curious how to protect myself from tenant accusations of hurting himself in the house because of things like: - "the doors are too narrow and I am disabled" or "your stairs or stair case to the patio are too steep I fall and hurt my ankle" do I need insurance for things like that or can I have it worded in the lease agreement that the tenant accepts the condition of the house and won't press any charges if he /she hurts himself??

I went with a 50 year disabled man who has been on Section 8 for a number of years, he's been there going on a year so far.

I appreciate any insight or advice.In most people's cases starting out with no cash is going to make it near-impossible to invest, however, being a realtor puts you in a special position to be able to find deals for other investors, and part of your routine realtor's day can be combing the MLS for its hidden gems. 

A slip and fall isn't going to wipe out your underlying coverage but if someone dies or becomes permanently disabled the numbers could get very high. 

Some pretty good discounts can be had there if you learn the pricing routine they follow.

Once there and seeing that they liked the property, they mentioned that they were disabled and had a voucher.

Depending on your service and disability level, you might or might not have any MIP for your VA loan.Upen Patel, Mortgage BankerFederal NMLS# 1374243

I keep hearing from my lawyer and agent that "Per the contract, the requests should be limited to major defects as opposed to routine maintenance or minor issues."

In talking to her, it didn't sound like she had the mental capacity to deal with a house though, hence it was boarded up.Fast forward to six months ago, when the owner converts the house into an assisted living rental for the mentally disabled.