If this appeals to you and you do have some successful teams in your area, approach them from the standpoint of the benefit you can bring to their team, such as increasing their annual sales production through your direct connection to military families and veterans as homebuyers, military relocations, etc.

Investing out of state will allow you to select the best producing markets now and in the near future.

Anybody have used any of his products?

Make sure you check out all that this site has to offer for you.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/pro

Couple alternative options....check out Freddie's ChoiceRenovation product.

My career for 13 years has been in debt capital markets, specifically Structured Products (distressed mortgage backed securities, CLOs, CDOs).

@Dana Revallo, as others noted, traditional loan products that will get sold to Fannie or Freddie will use the valuation an appraiser assigns, and that is almost always the sales comparison.  

I am a 25 year old Senior Process Engineer working full time in the optical industry overseeing manufacturing operations for producing perception glasses and part time BiggerPockets fanatic/ Investor. 

So from a financial standpoint, if you can continue paying the minimum and putting any additional into income producing investments that can return a rate higher than your interest rate, you will net ahead.  

If it produces $96k in rental income now with the the upside at maybe $110K(approx unless I add an ADU)I am wondering if I should indeed look at cashing out and buying a RCFE that will still have appreciation upside as well as income potential.