Give them your price as option A.

I do not want to rent out my condo because the HOA would eat any potential positive cashflow so I am decided to sell it.

Try to narrow down your options to the top 3-4.

They have an option for an immediate transfer that costs a couple of dollars.

. - not a lawyer but I know someone in a similar position who acted as a private money lender (silent partner) on a rehab to generate passive income.You could also look into the many turnkey providers to sites like Realtyshares, Honemestors, etc who will provide you with a K1 for passive income.

I have the option as well to adjust the interest rate up in 5 years but not down.

If you can invest in a location where you have friends or family who can be your eyes and ears on the ground you are more likely to have a positive outcome.

Building positive relationships with the staff can help facilitate the process and may lead to a quicker approval.Consider obtaining signatures for notification from neighbors in person rather than sending certified mail.

I can't do a new 30-year and lock myself into triple the payment.What options do I have to get a construction/remodel loan? 

Some carriers have a cap on the rate they charge you, which gives you a better change at a positive arbitrage.