I intend to make an offer subject to my getting rezoning or special use permit. 

If zoning doesn't permit a rooming house, is it legal to put other tenants in the house without an agreement of the existing tenants?

What I need is a short term loan so I can season it and get permit loan I asked for an extension close is on the 8th Jan, the company I was talking to flaked after I signed the docs said wasn't enough in it for them wish they had said something before hand.

The problem with this is, the city conducts ridiculous rental inspections and if it is unoccupied more than 6 months a "safety inspection" is conducted and everything needs to be brought up to current code or if there was any work done without a permit, you are hiring licensed contractors to inspect and redo or rip out and start from scratch and that is why property prices are so low because you can expect an extra several thousand (my last house there $6-7,000) on top of cosmetic repairs.Although it is a lower income neighborhood, at no point did it feel unsafe.

The tenant just needs enough info to uniquely identify the account holder (such as full name including middle initial, or name and address)  Unfortunately they no longer permit cash deposits by non-account holders for regular checking accounts.

You do, however, need to consult with a RE attorney in Indiana (though I do believe Indiana currently permits the SLLC structure). 

Cost of white oval bathroom sink & cutout was $75 each (kitchen sink is $150)Calculating the 3 in (I think that is the size) backsplash that goes around the permiter.  

there may be an explanation, it may be a good one, like a permitted addition that you can verify and maybe the appraisal made a mistake..The response may be so-so, like an unpermitted addition that you could get permitted, this may get complicated.

Agents will not do any homework like look at the public records or check the permit status, but they want to be paid as if they did more than open the front door. 

Also keep in mind, if you have room mates, you'll have to get a landlord permit.