Please and thank you lovely people. 

But its seems like these products are imaginary programs that people have heard of but nobody has actually done one.

I recommend you stop partnering with so many different people.

(Ive got a group of people to bounce ideas off of, happy to discuss.

Any first hand experience with Home Room? 

There is no need to pay for gas and pay it off... it's mostly myths that people have come up with over time.If you have a zero score it's because you do not have any credit or the credit that you do have is less than 6 months old... more likely is less than 90 days old.Now, if your intent is to get approved for a mortgage and all you have is one prepaid credit card you are not putting yourself in the best position to secure a loan approval.I usually recommend 5 Tradlines or 5 separate accounts reporting to your credit.The best place to start, even before starting to get credit cards, is by going on the app store on your phone and searching "Build Credit" .

It's usually not worth it to bid because the clueless people are driving the prices up. 

On the other hand, flipping is considered a trader business and taxed at one of the highest rates.I have a feeling this is a no-brainer decision when you factor that in. 

But if you are trying to teach yourself pivot tables instead of hunting for deals or managing the properties, then these are a detriment.The thing with any analyses you perform, they are ultimately done for the benefit of the people viewing them.  

Since I’ve increased my deal flow to a significant degree, I find that this technique eliminates the wasted time and effort of dealing with people who aren’t highly motivated to close a transaction.