One should never lie about their legal history, but instead embrace it as something that unfortunately happened, but they have been able to overcome and put behind them.  

is there any advantage to leveraging debt as opposed to just paying outright im not aware of (my husband is very risk adverse)?

My wife is very conservative and risk adverse.

If you're risk adverse, I would start with airbnb arbitrage.

Investing remotely does have more challenges but those challenges can be overcome with a great team and especially great property management.

I'm saying it as the only strategy isn't the solution there's others that are far more risk adverse to timing the market.

There are many systems for overcoming fear, my personal favorite; FEAR is False Evidence Appearing Real.

At the same time though- I don’t want to adversely affect my family by getting in too much of a rut.

I am looking to put together a portfolio of mobile homes, I would love a mentor I am not adverse to including someone who teaches me the ins and outs in my profits.

@Thomas S. and @Jim S. hit it right on the nose. but it also depends on your goals, personality and how risk adverse you are. if you want to go big, you need to understand the concept of leverage. good luck