The bull market seems to be ending in stocks, I think RE will fare far better with low mortgage rates but I still wouldn't touch more volitile assets like luxury condos with a 5 foot pole.

There are a lot of factors to this question as Philadelphia metro is very diverse and it would matter what type of renting you plan to do.I can speak to the areas I invest in (Olde Kensington/Fishtown/No Libs/Port Richmond) where there have been quite a number of large ‘luxury’ apartments built or being built in the last couple years.

The luxury I have is that my former employer has a program that awards full scholarships of 20k per year to ex employees to pursue graduate degrees in any field of choice.

.- I'm thinking 20% down to keep the mortgage reasonable.Right now, i'm focused on Woodbridge as I think that community, with the good schools, lake, parks, and luxury properties in the middle, might be a very safe place to invest.Anyways, if anyone knows a:- A good broker/agent who can not only help me find a good deal but won't mind answering questions and helping me understand the market better (to sharpen my investor skills)- A good area in Irvine to buy- Any good metrics to focus on (ie. $390 sq ft is too high..)- Info on how the markets changed recently, where it appears to be headed- How much I can get renting out 2bd / 2ba in Irvine (just in case..)- And how HOAs have changed over the years and what I can expect in the future (esp if I end up wanting to rent out the property)No problem sending me a PM or Colleague request if you prefer to respond one-on-one.As always, I appreciate all the feedback from the BP Community.

I would rather save money by living cheap and spend more and live in luxury but stay stuck as a renter. 

I’ve used it many of my rental properties - bathrooms, kitchens, laundry room, entry.https://www.flooranddecor.com/nucore-flooring/driftwood-oak-rigid-core-luxury-vinyl-plank---cork-back-100109750.html#q=Nucor&start=2Very durable, easy install, cork backing helps with small floor imperfections, can get completely wet with no mold issues.

Economical high end finishes always help to take a small property and make it feel like a luxury remodel.

Here in Arizona investors want to see at LEAST a cap rate of 10% on lower class rentals [On more luxurious or in demand locations they are usually willing to go down to 6% or even 5%] That means that they want to see 10% of the building's cost is paid by the year's net proceeds.

By leaving out vital information of what is required to effectively execute these methods like, TIME (we have over 900 hours invested and are far from the tipping point of success with this, we have the luxury of doing this full time most don't).

It was $30k and I borrowed this money from family (I understand not everyone has this luxury or option).