To limit the exposure a lower ITV was necessary.

I will look for the area where the property tax is low, limited exposure to natural disasters (hurricane, wildfire, earthquake, etc.), and landlord friendly.

I've heard this approach before, but that really only limits your showings.

Guess who doesn't qualify for a commercial loan with limited business history? 

My goal is to buy $6-$10M @ 25% down over the next 18-24 month.Would anyone be able to give some recommendation for great commercial lenders that would:Be able to lend in the two states in question Offer competitive ratesNot have any limits in terms how many units/loans any investor can haveNot sell the loan - That is a though one but I don't want to deal with 20 loans that get passed around for the next 20 yearsCan close quickly once we have establish a relationshipPlease let me know what you guys think thank you 

Once I became established in rentals I diversified to increase my profits and limit my risks.

Now here comes the kicker, the lender is suggesting me to reduce the HELOC limit so that i look good on the DTI.

You will have little control over their fees, etc.

Other side knew through our limited conversations and the advisement of the PM that they’d probably need to leave as well.

You can then set the buildings insurance limit to that limit.