I personally had to persuade underwriter on my most recent acquisition to use my income history from a previous STR home I had already liquidated to prove that using my same business model (and in the same area) would produce the same results..which they fortunately agreed to in the end.    

If an algorithm tried to make a prediction by focusing on each data point individually, then it would come up with a model that is far less complex, more biased, and won't scale well to future data points.

My company is very strong in maintenance and repair but making a tenant pay was out of my control.My biz model is fairly different and a sub niche of section 8 where our normal tenant dosnt pay a portion so never a worry on getting the rent on the first.

I have the model that uses 4 AA batteries.

If it needs maintenance in the near future, because they all do, then budget it into your business model.  

I love seeing model matches or close to identical homes.

The sellers (my bankers) owned dozens of properties and as part of their investment model, they would finance them to other investors at 5% or 6% with a balloon at 7 years.

Model homes as rentalsI'm thinking about exploring this does anyone have any knowledgde or experance in this 

Would you adjust your business model to account for the current market environment and disregard the rigidity of tried and true models that currently exist?

But, I'm also not sure what to make of the business model at this point:$45M losses on 414 houses sold before the pending downturn would certainly make me nervous as a shareholder (I am not a shareholder and don't plan to be...ever)I wonder what they attribute losses to - poor market, poor developer choices, both, other?