It's Florida, where it gets very hot, doesn't get cold very often and doesn't get extremely cold, but it still needs both cooling and heat.

You too may agree and even think that it is so obvious that it doesn't need to be stated, but common sense is not so common, especially among newbies ... we've seen what taking the "leverage is always good" argument to the extreme can do in markets ... my favorite quote on the subject is from Warren Buffet: "When you combine ignorance and leverage, you get some pretty interesting results."

Risk to us, in the manner he handle it, is extremely low and well worth it based on the time associated with having to deal with the police and courts.

Yes 86 gallons of water seems extremely excessive.

There aren't many multi-family units in the area but it's an extremely desirable neighborhood in a great school district, so we are eager to move forwardAny advice is greatly appreciated!!!

In theory, yes, but the rates are still extremely high so effectively all purchases would have to be in cash to make sense.

I already hate living in an apartment for the fact it's loud here... for those reasons I prefer to own a single family home and live in it alone or rent one and live alone.

I am extremely interested in getting into buying properties at sheriff auctions.  

Toronto is extremely hot right now especially for single family houses.

I am extremely passionate about motivating and teaching high school and college kids how to make savvy life decisions and how to avoid the pitfalls that I luckily, narrowly missed.