@Jamey NewmanHi Jamey,I am with an investor friendly title company here in central FL and I am a HUD approved closing agent so I close lots of these HUD home deals.

My titles were always clean but they won't pay those debts off which can be 20 or 30 thousand dollars!

I read that I can take the exam if I have a bachelor's degree in real estate, and have completed the required courses.I look forward to informative dialog on this site!

Buyers get to pick title companies right?

They are prompt when questions or concerns arise and are always available if a realtor or title agent needs to speak with them.

You can just assign your contract to the ultimate buyer and the title company can pay your fee on the HUD-1 at closing.2) If you're making an offer for a listed property, you will make it with the state contract and will be expected to provide some earnest money.  

If you're asking how to get it approved for financing, when there are repairs required before it can be financed......make sure you're fully approved, the title work is clean, then do the repairs yourself out of pocket just before closing.  

So the answer is in enough time for the QI to coordinate some document preparation with the title company or attorney closing your sale.  

Does the company selling it to you not have clear title?

The mobile home owner has the title (free and clear).