Don't get me wrong, I love HELOCs, and I have used it to grow, but I have liquid asset NOT tied to debt for reserves.

Invest based on your goals and resources, make sure you study everything before investing. 

Plus why have an account for paying down bad debt....the money should be going to paying the bad debt, not sitting in a bank account.

@Tyler Case - You could offer someone a promissory note or a debt play, e.g. someone brings the downpayment and renovation costs and you pay them a flat 10-12% interest on their money with the plan to refinance their funds out down the road.

In theory we could buy a house with him and rent it for ten years and break even, pay the debt down, build credit, and later maybe he lives there.

The contract is submitted when pulling the permit because the permit cost is generally based on the price on the contract.

The reason I am selling the Condo is to pay off some personal, and unexpected debts of about $18,000 to decrease my DTI to help me qualify for my Dads VA loan (they want to move to Texas), which is a 3BD 2BA single family home. 

Based on the 14-day rule, I don't need to file any profit from my short term rental.

If you want to copy that sort of model, go be someone's assistant for a while, with a base wage that'll keep you from starving. 

When you reach the age of 19, it's important to have a reliable source of income, be able to provide a down payment of around 15% to 20%, and maintain a good credit score and debt-to-income ratio in order to be eligible for a mortgage loan.