@Tristan Bennett, DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans: 1.

In real life, of course interest rates and inflations are much higher.

I have nothing against me, no criminal record, good credit, job, income, savings, single male, no kids... could the HOA decline my highest offer the property to whoever they choose? 

The equity potential of course, but mainly I was trying to solve two issues - on one end, the seller was struggling financially and needed to sell her home but investors were aggressively trying to take advantage.

The equity potential of course, but mainly I was trying to solve two issues - on one end, the seller was struggling financially and needed to sell her home but investors were aggressively trying to take advantage.

Exceptions of course exist, but generally that holds true.Have seen a stat lately, but still lots of cash buyers out there. 

Don't settle for boring textbooks and sleep-inducing courses.

I have good credit and a stable income, but not a lot of savings.

(Citizens of course). 

Look at your expenses- if you have a car payment, credit card payment, etc, get rid of those.