Bottom line, adjust your purchase price to reflect the condition of the property.

How do I reflect those in the calculator?

Increasing housing supply as reflected in higher housing permits will also help slow home price growth and help consumers."

Enter a series (or calculate) cash flows for each period (year) with + numbers reflecting positive cash flow distributions and outflows and - numbers reflecting cash flowing into the investment (initial investment and capital calls).

The titling would then reflect 50% IRA ownership and 50% personal ownership. 

From all the advice I'm receiving, it sounds like streamlining underwriting is a key factor so that as soon as you find a good deal, you jump on it.As you reflect on your investing experience, what's the one thing that you wish someone would have told you?

We then fill out a purchase and sale agreement to reflect the agreement we made.

(with banks)Right now, the only income that reflects to the banks when I ask for a loan is my jobs' income.

How well the presentation is done will be a reflection on your business. 

If property has tenant(s) 1) get an estoppel 2) make sure deposit is reflected in the escrow (I have made this mistake once, it was because I did 8 finances in one day (6 hours of signings) and only one was new purchase that should have had the deposit).