I'm assuming the process would be like: before I apply to the hard money lender, I open a new escrow account that will hold these funds.

In the example above that would be $100K*80%= $80KYou can apply for a HELOC at 80%, use that money and pay off the credit card debt or at least most of it.Important final point, and I think that is what Caleb and Charles are pointing towards: Ask yourself if that balance on the credit card is a result of spending you had to make at that point in time (i.e. emergency) and with a frugal/practical mindset, or was there spending that as frivolous.You might say: "it was a little bit of both". 

You'll likely find B's in every direction, but I imagine your search would likely end up in South Knox or West Knox as the city/county line is closest to those areas versus campus.

Can you or a Property Manager which services those areas reach out to me regarding the direction of rental demand?

I am seeing 7's, but not directly from lenders- Moreso from a quick google search. 

Equity is not tied to income directly.

This ballooned the amount of guests booking longer stays on their platform, and pushed them into being an industry leader in the medium term rental space.My company has had a few struggles with payments, both with direct bookings and also for guests staying through AirBNB.

Look at the whole deal and decide what will keep you in the direction of your investment goals.

@Derek Neal, you should contact them directly and ask.

Feel free to reach me directly, if preferred.Cheers