They have a main meeting near the north perimeter area that is the first Monday of the month, then they also have a meeting that is just up north for folks like yourself once a month.

@Patrick Britton  I always say 4 mortgage slots because most folks can do that I know there is 10 available but it does get tougher with cash reserves and such. 

And you don't have to use the hard money if you have the cash they will just take a bidders fee.So what this has done in our market has created massive competition because their target market is newbies.... lots of people with good credit and 50k who want to get rich buying forclsoures.. at the end of the day people will have different experinces with these from losing money.. to breaking even to make some money.. but no real big hits.. they market to these folks showing them a % return on the 20% down they make .. so if they can make 20% return or better on the down payment then people go for it..

There are folks on BP with very nice cars.

Georges, I am glad that it worked out well.Can I ask which background service you folks recommend?

Here we do not have mortgage terms longer than 7-10 years and most folks use a 5-year term, so the concept of ones mortgage rolling-over every few years is par for the course ... you simply renew/refinance, or pay out, as your mortgage comes due.On those 5-year terms, you have a choice of either a fixed-rate mortgage (on a 25 - 30 year amortization) or a variable rate mortgage (which floats with the prime rate).  

Get some business cards and pass them out to folks.  

Most folks over 45 will appreciate these, the elderly will love them.

I've thought about filling in the pool and having a useable backyard, cost is $5,000I've gotten 50/50 response from friends and family and wanted to see if I could get some feedback from folks here....fix the pool and keep for $2,500 or so ....or fill in and have a yard for $5,000?

The best part about BP is learning from all the other experienced folks out there.