You have to make a decision about what your ideal end product is.

Okay, I've got this other loan product which is backed by the Federal Gov't (the portion below 20% anyway). 

@Mark Oliver I am pretty new so this is a green question.

These lenders close faster, less docs/headaches [usually] and are where many investors prefer to go.To take it up a notch, if Cash-Flow is your primary concern and the name of the game, then there are also options for Interest-Only, through a 'Hybrid' term product.

HelloOregon leads the nation in lumber production and in developing a mass timber industry - more info on mass timber in Oregon here https://oregonforests.org/mass...Are others seeing growing in interest prefab and in "impact" investing in real estate?

Doubtful they will do your loan in the way you described.FoAC has a nice product for that, but you have absolutely got to have a good rep that will shepherd the loan through their process. 

Almost 4 years ago I've transition from years of producing and working in video production to rehabbing and developing real estate. 

If you haven't read Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-Of-state Rental Properties By David Greene, I would absolutely recommend it. 

Investment Info:Small multi-family (2-4 units) buy & hold investment in Worcester.4 Family house-hack in the Green Hill Neighborhood of Worcester.

Buy, Rehab, Rent, Refinance, Repeat by David Greene 7.